Welcome to our mortgage service
Your Trustworthy Mortgage Experts
We are a licensed mortgage brokerage firm staffed by experienced and certified loan officers. Our team specializes in all areas of mortgage lending, including residential and commercial loans for both purchases and refinancing. Committed to delivering tailored financial solutions with the utmost integrity, we strive to provide the most competitive loan products available by partnering with trusted wholesale lenders.
We’re great at locking loans. Also, your private info in Octane, our custom-built home loan platform.
Hyper secure
Traditional mortgage comes with a lot of “huh?” moments. We explain every fee, step, and acronym clearly.
Super detailed
Some lenders do it fast. Others, flashy. At Cardinal Financial, we just focus on doing it right. Every single time.
Mortgage lending
Why People Love Our Mortgage Service
Come see what makes our elite Edgewater team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience
Our licensed loan officers bring years of experience and in-depth knowledge to help you navigate the complexities of mortgage lending with ease.
Expert Guidance
Tailored Solutions
We offer personalized loan options to fit your financial needs and goals, ensuring you find the perfect mortgage solution.
Hassle-Free Process
From application to closing, our team handles the details, making the process smooth and stress-free for you.
Integrity You Can Trust
Transparency and ethical practices are at the heart of what we do. We’re committed to serving your best interests at every step.
What Our Client Say
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“Made the Process So Easy!”
“As first-time homebuyers, we were nervous about securing a mortgage. They walked us through every step, explained our options clearly, and got us an amazing rate. We couldn’t be happier!” - Sarah D.
“Professional, Prompt, and Transparent”
“Every question was answered, every call returned. They made the entire mortgage process feel seamless. Highly recommended!”
— John L., Investor
“Secured a Great Rate Despite My Credit Challenges”
“I wasn’t sure I’d qualify for a mortgage, but they worked hard to find me the best solution. I’m now a homeowner!”
— Lisa M.
“Made the Process So Easy!”
“As first-time homebuyers, we were nervous about securing a mortgage. They walked us through every step, explained our options clearly, and got us an amazing rate. We couldn’t be happier!” - Sarah D.
“Professional, Prompt, and Transparent”
“Every question was answered, every call returned. They made the entire mortgage process feel seamless. Highly recommended!”
— John L., Investor
Making Home Financing Simple, Fast, and Stress-Free
Why Choose Us?
- Tailored Loan Solutions
We don’t believe in one-size-fits-all. We match you with the best loan options for your unique financial goals.
- Fast Pre-Approvals
Time is money — and we don’t waste either. Get pre-approved quickly and confidently.
- Expert Guidance
Our experienced brokers explain everything in plain English — no jargon, no confusion.
- Great Rates, No Surprises
We shop multiple lenders to get you competitive rates with full transparency from start to close.
Our Mortgage Services:
- First-Time Homebuyer Loans
- Refinancing & Rate Reductions
- Investment Property Loans
- FHA, VA, and USDA Loans
- Self-Employed & Non-Traditional Income - Solutions
